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EXCEPT FINANCING FILL OUT THE FORM NOW funding inquiry The Small Business Loan Store 2014. All Rights Reserved. Disclaimer: The Small Business Loan Store is not a Certified Financial Advisor, U. S. Securities Dealer, Stock Broker or Investment Adviser.
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How Does A Bank Look At A Funding Request For A (Small) Business Loan?

Is the amount asked for plausible. Is it too high or too low. Banks do not like businesses to use a salami tactic. Feeding them slices and forcing them to buy the whole salami. If you want them to buy the whole salami better be upfront about it. Profit And Loss The profit and loss statement is often the most important part. The question has to be answered if the business will be able to pay back the loan out of their cash flow. Is their any margin for error. How are the earnings before interest and taxes. What is the projection for next year. Is it feasible that the higher repayments expenses and interest costs can be coughed up. Small Business Loans The bank will examine your balance sheet before investment and after investment. They will examine certain ratios.
For the original version including any supplementary images or video, visit http://raymondphilippe.hubpages.com/hub/How-Does-A-Bank-Look-At-A-Funding-Request-For-A-Small-Business-Loan

Mindfulness – McLean School of Maryland

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